Haven Term is a Term Life Insurance Policy (DTC and ICC17DTC in certain states, including NC) issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001 and offered exclusively through Haven Life Insurance Agency, LLC. Policy and rider form numbers and features may vary by state and may not be available in all states. In NY, Haven Term is DTC-NY. In CA, Haven Term is DTC-CA. Our Agency license number in California is OK71922 and in Arkansas, 100139527. Nondeposit investment and insurance products are not NCUA/NCUSIF or otherwise federally insured, not guaranteed or obligations of the credit union, are not offered, recommended, sanctioned or encouraged by the Federal Government, involve investment risk, including the possible loss of principal, and may be offered by an employee who serves both functions of accepting member deposits and selling nondeposit investment and insurance products.